By the Kryder Cares data team · Reviewed by Kris Kryder, licensed agent · Last updated
If you live in Lucas or Wood County and do nothing, you are moved into a Medical Mutual of Ohio "MedMutual Advantage Elite" plan on January 1, 2027. The CMS 2027 plan crosswalk lists all 4 Paramount Elite plans sold in both counties in 2026 as renewing with a service area reduction, each with a MedMutual successor plan offered in your county.
This applies to Paramount Elite Medicare Plans members in Lucas and Wood County, Ohio. You keep coverage without a gap, but the plan name, some costs and possibly the network change. You can still pick a different plan during the Annual Enrollment Period, October 15 to December 7, 2026.
How it works: where each Paramount plan goes
CMS labels these "renewal with a service area reduction" because the Paramount contracts no longer cover Lucas and Wood County. Instead of ending your coverage, the CMS crosswalk moves each member into a MedMutual plan that is offered in your county. The numbers are the same in both counties.
| 2026 plan (ID) | 2027 plan (ID) | Monthly premium 2026 → 2027 | Part D deductible 2026 → 2027 | Out-of-pocket max 2026 → 2027 |
|---|---|---|---|---|
| Paramount Elite Enhanced HMO-POS (H3653-004) | MedMutual Advantage Elite Enhanced HMO-POS (H6723-007) | $74 → $75 | $55 → $55 | $3,700 → $4,000 |
| Paramount Elite Standard HMO-POS (H3653-015) | MedMutual Advantage Elite Standard HMO-POS (H6723-008) | $0 → $0 | $225 → $380 | $4,600 → $5,200 |
| Paramount Elite Prime HMO-POS (H3653-022) | MedMutual Advantage Elite Prime HMO-POS (H6723-009) | $35 → $35 | $250 → $250 | $4,200 → $4,450 |
| Paramount Elite Preferred PPO (H5232-001) | MedMutual Advantage Elite Preferred PPO (H4497-006) | $0 → $0 | $300 → $300 | $5,300 → $5,300 |
Source: CMS 2027 plan crosswalk (status "Renewal Plan with SAR"); CMS CY2026 and CY2027 landscape for premiums, deductibles and out-of-pocket maximums (in-network). Pulled October 30, 2026.
What it changes: costs and doctors
Three of the four plans cost more in at least one column for 2027. The Elite Standard plan keeps a $0 premium, but its drug deductible rises $155 and its yearly out-of-pocket limit rises $600. The Preferred PPO keeps the same three numbers.
Premiums are only part of it. A new plan can have a different provider network, drug list and copays, and your Annual Notice of Change (the letter every plan member gets each fall) spells them out. Kris’s answer in her Medicare FAQ about keeping your doctors is “You usually can. It’s important to be sure your doctor accepts Medicare. Some don’t.” With a new plan, the same goes for its network: check each doctor and hospital by name.
If you stay and the new plan does not work out, the Medicare Advantage Open Enrollment Period, January 1 to March 31, 2027, lets you make one switch to another Medicare Advantage plan or back to Original Medicare.
What to do next
Read your Annual Notice of Change, then bring it with your doctor list and prescriptions to Kris. She checks the MedMutual plan against the other plans she represents in your county. If it still fits, you do nothing. If not, choose another plan by December 7, 2026. Medical Mutual is one of the carriers Kris represents.
Sources
We do not offer every plan available in your area. Currently we represent 14 organizations which offer 119 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at www.medicare.gov.
This answer is general education, not a recommendation for any specific plan. Figures were current as of October 30, 2026.