By the Kryder Cares data team · Reviewed by Kris Kryder, licensed agent · Last updated
Yes, if you ask for the visit. Medicare marketing rules bar agents from unsolicited door-to-door visits, but you can invite a licensed agent such as Kris to your home to compare 2027 plans. Before talking about Medicare Advantage or Part D plans, the agent records a Scope of Appointment listing the plan types you want to discuss.
This applies to anyone with Medicare, or turning 65, in Wood or Lucas County. A home visit costs you nothing, and it does not commit you to enroll in anything.
How it works: what happens at the kitchen table
You call or book the time. Kris records a short Scope of Appointment first (in writing for an in-person visit), so the visit covers only what you asked about, under 42 CFR 422.2264. CMS’s 2027 rule removed the old 48-hour wait between the form and the meeting, as summarized here, but the form still comes first. At the table she goes through your doctors, your prescriptions and your budget, and compares the plans she represents in your county.
Her Google reviews describe the same thing: she comes to the house, checks every doctor and prescription, and fills out the applications with you.
| County | Plans in 2027 | Plans with a $0 premium | Plans in 2026 |
|---|---|---|---|
| Wood County (Perrysburg, Bowling Green, Rossford) | 72 | 43 | 84 |
| Lucas County (Toledo, Maumee, Sylvania, Oregon) | 76 | 45 | 88 |
Source: CMS CY2027 and CY2026 Medicare Advantage and Part D landscape, including Special Needs Plans. Pulled October 26 and 30, 2026.
What it costs: nothing to you
There is no fee to meet with Kris at home, at her Perrysburg office, or by phone or video. Agents are paid by the insurance company, not by you.
You can end the visit at any time, and you do not have to enroll in anything. She can only discuss the plan types you listed on the Scope of Appointment; if you want to talk about something else, she records a new one.
What to do next
Book a time and have these ready: your Medicare card, your current plan card and its Annual Notice of Change, your doctor list, and your prescription bottles. Annual Enrollment runs October 15 to December 7, 2026, so book early if you want to change plans for January 1.
Sources
- eCFR: 42 CFR 422.2264, Beneficiary contact (Medicare Advantage marketing rules)
- Hall Render: CMS revises Scope of Appointment guidance (CY2027 rule, 48-hour wait removed)
- CMS Medicare Advantage and Part D Landscape, Contract Year 2027 (zip)
- CMS Medicare Advantage and Part D Landscape, Contract Year 2026 (zip)
- Kryder Cares Google reviews
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This answer is general education, not a recommendation for any specific plan. Figures were current as of October 30, 2026.