Medicare AEP: Oct 15 – Dec 7, 2026
Mon–Fri 9–5 (419) 277-8097
kryder caresInsurance Solutions Schedule a Meeting

Medicare answer

Is Wellcare leaving Wood and Lucas County in 2027?

By the Kryder Cares data team · Reviewed by Kris Kryder, licensed agent · Last updated

Partly. 4 Wellcare Medicare Advantage plans sold in Wood and Lucas County in 2026, including Wellcare Simple and Wellcare Assist, end December 31, 2026 with no successor plan, according to the CMS 2027 plan crosswalk. Wellcare still offers Special Needs Plans and stand-alone drug plans in both counties for 2027.

This applies to members of the four Wellcare plans in the table below who live in Wood County or Lucas County, Ohio. If you are in one of them, choose a new plan by December 7, 2026 and it starts January 1, 2027.

How it works: which Wellcare plans end and which remain

All four ending plans are on Wellcare contract H0908, in both counties. A D-SNP is a Medicare Advantage plan only for people who also have Medicaid. Wellcare has 4 D-SNPs in each county for 2027; the two brand-new ones are shown below.

Wellcare plans in Wood and Lucas County, Ohio: 2026 to 2027
Plan (ID)Type2026 premium2027 premium2027 status (CMS)
Wellcare Simple (H0908-003)HMO-POS$0NoneTerminated, ends Dec 31, 2026
Wellcare Assist (H0908-004)HMO-POS$30.10NoneTerminated, ends Dec 31, 2026
Wellcare Dual Access (H0908-001)HMO-POS D-SNP$27.40NoneTerminated, ends Dec 31, 2026
Wellcare Dual Reserve (H0908-006)HMO-POS D-SNP$31.40NoneTerminated, ends Dec 31, 2026
Wellcare Buckeye Health Dual Access (H4158-002)HMO D-SNPNot offered$0New for 2027
Wellcare Buckeye Health Dual Reserve (H4158-003)HMO D-SNPNot offered$0New for 2027
Wellcare Classic (S4802-085)Stand-alone Part D$7.70$7.30Continues
Wellcare Value Script (S4802-149)Stand-alone Part D$7.60$5.30Continues

Source: CMS 2027 plan crosswalk; CMS CY2026 and CY2027 landscape, Wood (39173) and Lucas (39095) County and Ohio Part D region 14. Pulled October 30, 2026.

What it changes: no automatic move

These four plans have no successor, so if you do nothing, you are in Original Medicare on January 1, 2027, and Wellcare Simple and Assist members have no drug coverage. That is the situation behind Kris’s own answer, from her Medicare FAQ, to whether Original Medicare alone is enough: “Yes. However, you will not have prescription coverage, and you will face unlimited exposure to those costs due to the gaps in Original Medicare.” If you have Medicaid or Extra Help, you are generally assigned a plan so you are not left without drug coverage (by Medicare, or in some cases through Ohio Medicaid), but an assigned plan may not cover your drugs or use your pharmacy, so it still pays to choose. A Special Enrollment Period runs from December 8, 2026 to the last day of February 2027, but coverage starts the month after you join.

If you would rather go back to Original Medicare, a plan leaving your area gives you a guaranteed issue right to buy certain Medigap policies without health questions, as early as 60 days before and no more than 63 days after your Medicare Advantage coverage ends, per the Medicare guide Choosing a Medigap Policy (pages 15 to 18).

Wellcare Simple had a $0 premium. For 2027, 43 Medicare Advantage plans with drug coverage in Wood County and 45 in Lucas County (including Special Needs Plans) have a $0 monthly premium, per the CMS CY2027 landscape. A $0 premium doesn't mean $0 costs: compare copays, the drug list and the network.

What to do next

Bring your Wellcare card, your doctors and your prescriptions. Kris compares the plans she represents in your county on network and drug cost, and enrolls you before December 7. Wellcare is one of the carriers she represents.

Sources

We do not offer every plan available in your area. Currently we represent 14 organizations which offer 119 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at www.medicare.gov.

This answer is general education, not a recommendation for any specific plan. Figures were current as of October 30, 2026.

FAQ

Related questions

Is all of Wellcare leaving northwest Ohio?

No. Four Wellcare Medicare Advantage plans end in Wood and Lucas County, but Wellcare still offers Special Needs Plans there for 2027 and its stand-alone Part D plans continue in Ohio, per the CMS 2027 landscape. Kris Kryder compares your 2027 options with you at no cost. Call (419) 277-8097.

Will Wellcare move me into a different plan?

No. The CMS crosswalk lists all four ending plans as terminated with no successor. Choose a new plan, or you go back to Original Medicare on January 1, 2027. Without Medicaid or Extra Help, that means no drug coverage. Kris Kryder checks what you qualify for and files the paperwork with you. Call (419) 277-8097.

I am in Wellcare Dual Access. What are my options?

Wellcare has 4 D-SNPs in both counties for 2027 (two of them brand new), and Anthem, CareSource and Molina also offer D-SNPs there. Which ones you can join depends on your Medicaid level. Kris checks which ones fit your Medicaid level, doctors and drugs before December 7.

Call Kris